All insurance benefits provided are available to regular full-time and part-time employees who work at least 20 hours per week on a regular basis. These benefits require enrollment within 90 days from the date of hire. All basic coverages become effective on the first of the month following 60 days of continuous employment. Open Enrollment for Health, Dental, and Vision is usually in May each year. Failure to enroll within 31 days may require special enrollment procedures that may require submitting proof of insurability. Supplemental insurance coverages, late enrollments, or enrollments that require proof of insurability may have special effective dates.
HEALTH, DENTAL AND VISION INSURANCE:
These benefits are available to eligible employees and eligible dependents. Costs are indicated below. Employees or dependents not enrolled within 31 days of eligibility may be subject to pre-existing conditions limitations, reduced benefits, and/or additional waiting periods before coverage becomes effective.
PAID LEAVE BENEFITS: Vacation Leave, Sick Leave, Holidays
VOLUNTARY LIFE, VOLUNTARY ACCIDENT INSURANCE, VOLUNTARY CRITICAL ILLNESS INSURANCE, VOLUNTARY LONG-TERM DISABILITY
- Mutual of Omaha Benefit Guide
EMPLOYEE ASSISTANCE PROGRAM
Free, confidential counseling services are available immediately upon hire through the Employee Assistance Program (EAP) administered by Sapphire Resource Connection. This service is also available to members of our Employees’ immediate household.
PUBLIC EMPLOYEES’ RETIREMENT SYSTEM (PERS) OR MONTANA SHERIFFS’ RETIREMENT SYSTEM (MSRS)
Administered by Montana Public Employees Retirement Administration (MPERA)
All County employees are eligible for enrollment in PERS or MSRS if working in law enforcement or as a detention officer. Employees who work at least 20 hours per week or a total of 960 hours per fiscal year are required to enroll in the PERS (or MSRS) on the first day of employment. Any person who is currently a member in PERS or MSRS when hired must participate in either PERS or MSRS. Members contribute a percentage of their gross salary to the system each pay period. This is matched by a County contribution of the same percentage. Within the first year of employment, all participants must choose between a Defined Benefit (DB) Plan or a Defined Contribution (DC) Plan for investment of contributions. If the Employee does not choose between a DB or DC plan within the first year of employment, the Employee’s retirement monies will automatically defer to Defined Benefit Plan. Employees in both plans are vested when they complete 5 years of membership service. Information about the DB or DC retirement options is provided at enrollment from MPERA.
PUBLIC EMPLOYEES DEFERRED COMPENSATION (IRS 457 PLAN)
Employees may participate in a deferred compensation program through VALIC or Nationwide. This optional program allows Employees to defer PRE-tax or POST- tax dollars to a supplemental retirement plan with a variety of investment options. There is no County match for funds invested in this optional program.
Lincoln County Workers’ Compensation Authority covers Employees if they incur a work-related injury or illness.