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Employee Benefits - Lincoln County Montana
Lincoln County Human Resources Home

EMPLOYEE BENEFIT INFORMATION

Downloadable Employee Benefit Summary

INSURANCE BENEFITS/County Pays 100% of Premiums:
All insurance benefits provided are available to employees who work at least 20 hours per week on a regular basis. HR will schedule you for a new hire orientation which includes benefit enrollment at time of hire.  All basic coverages become effective on the first of the month following 90 days of continuous employment.  Open Enrollment for Health, Dental, and Vision is usually in June each year. 

$2,000 Traditional Plan Information Sheet

HDHP $3,500 Plan Information Sheet

HEALTH, DENTAL AND VISION INSURANCE/Employee Paid: 
These benefits are available to eligible employees and eligible dependents.  Costs are indicated below.  

Employee Rate Sheet 

PAID LEAVE BENEFITS: Vacation Leave, Sick Leave, Holidays

LONG-TERM DISABILITY INCOME INSURANCE/Employee Paid
In the simplest of terms, this plan is insurance that pays a steady benefit to help cover expenses while you are unable to work. Long-Term Disability Income Insurance makes it easy to help protect your finances in case of a sudden, covered injury or sickness. Information Sheet

ACCIDENT ONLY INSURANCE/Employee Paid
This plan provides 24-hour coverage for accidents that occur both on and off the job and can help offset your medical expenses. There are over 30 plan benefits available, and coverage may also extend to you family. Information Sheet

CANCER INSURANCE/Employee Paid

If cancer touches someone in your family, this plan may help ease the impact on your finances. Benefit payments are made directly to you, allowing you to pay for expenses like copayments, hospital stays, and house and car payments. Information Sheet

GROUP CRITICAL ILLNESS INSURANCE/Employee Paid
If you experience an event such as a heart attack or stroke, Critical Illness Insurance may help. It pays a lump sum amount to help with expenses that may not be covered by major medical insurance – house payments, everyday expenses, lost income, and more. Information Sheet

HOSPITAL INDEMNITY INSURANCE/Employee Paid
This plan provides benefits paid directly to you for hospitalization, accidents, and certain high-dollar critical illnesses, the $50 health screening benefit is designed to help you catch potential issues early and is a built-in reward for taking care of yourself.

LIFE INSURANCE/Employee Paid

There are various plans available to you, including both Term Life and Whole Life Insurance. Securing a Life Insurance policy helps provide peace of mind knowing it will help take care of your family after you’re gone. Information Sheet

EMPLOYEE ASSISTANCE PROGRAM
Free, confidential counseling services are available immediately upon hire through the Employee Assistance Program (EAP) administered by Sapphire Resource Connection.   Lincoln County employees who work at least 20 hours per week are eligible.   This service is also available to members of our Employees’ immediate household.  

Information Sheet, EAP Provider List, & Sapphire Resource Connection website

PUBLIC EMPLOYEES’ RETIREMENT SYSTEM (PERS) OR MONTANA SHERIFFS’ RETIREMENT SYSTEM (MSRS)

Administered by Montana Public Employees Retirement Administration (MPERA)

All County employees are eligible for enrollment in PERS or SRS if working in law enforcement or as a detention officer.  Employees who work at least 20 hours per week or a total of 960 hours per fiscal year are required to enroll in the PERS on the first day of employment.  Any person who is currently a member in PERS when hired must participate in either PERS or MSRS.   Members contribute a percentage of their gross salary to the system each pay period.  This is matched by a County contribution of the same percentage.  Within the first year of employment, all participants must choose between a Defined Benefit (DB) Plan  or a Defined Contribution (DC) Plan for investment of contributions.  If the Employee does not choose between a DB or DC plan within the first year of employment, the Employee’s retirement monies will automatically defer to Defined Benefit Plan. Employees in both plans are vested when they complete 5 years of membership service.  Information about the DB or DC retirement options is provided at enrollment from MPERA.

Webinar: PERS New Hire Plan Choice 

MPERA Education Calendar

PUBLIC EMPLOYEES DEFERRED COMPENSATION (IRS 457 PLAN)
Employees may participate in a deferred compensation program through VALIC {link} or Nationwide {link}.  This optional program allows Employees to defer PRE-tax or POST- tax dollars to a supplemental retirement plan with a variety of investment options.  There is no County match for funds invested in this optional program.

This authorizes Lincoln County to do a payroll deduction.  VALIC or Nationwide might have other paperwork you need to complete to enroll or make changes.

VALIC 457 Deferred Compensation Plans Website : Contact

Nationwide 457 Deferred Compensation Plans Website : Contact

WORKERS’ COMPENSATION
Lincoln County Workers’ Compensation Authority covers Employees if they incur a work-related injury or illness.  If you need detailed information, contact Dallas Bowe (406) 283-2312 or   You will be advised how to report a work-related injury or illness in New Hire Orientation.

Worker’s Comp Benefits Information